Akhuwat Foundation is a unique loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) aimed at supporting those in need. Unlike traditional banks, Akhuwat focuses on social welfare, not profit.
Who we are
Are you considering a loan from the Akhuwat Foundation? You're in the right place! Akhuwat offers a hassle-free online application process, enabling you to apply for loans ranging from Rs. 50,000 to Rs. 5,000,000 from the comfort of your home. Whether you need financial support for personal needs, education, or starting a business, Akhuwat has you covered with solutions tailored to your unique circumstances. Akhuwat provides a variety of loan options to suit different needs: Personal Loans for everyday expenses, Student Loans to pursue education, Wedding Loans to ease marriage costs, Business Loans to grow your enterprise, Car Loans for vehicle purchases, Property Loans to secure your family's future, and Education Loans to give your children better opportunities. With its simple process and flexible terms, Akhuwat is dedicated to empowering individuals and communities to achieve their dreams.
ESTABLISHED SINCE
2004
Welcome to the Akhuwat Foundation
At Akhuwat Foundation, our mission is to provide interest-free financial assistance to those in need, fostering a fair and equitable society. Guided by the principles of social justice and compassion, we are committed to reducing poverty and empowering individuals with ethical and accessible financial solutions. Our aim is to offer vital support without the burden of interest, ensuring resources reach those who need them most. We provide a range of loan services, including Personal, Student, Wedding, Business, and Car Loans, tailored to help individuals overcome financial hurdles. By promoting mutual support and community-driven empowerment, Akhuwat Foundation seeks to create meaningful change and open pathways to financial independence. Through our interest-free loan programs, we strive to build a sustainable future for underserved communities, enabling them to achieve stability and self-reliance.
Loans Without Interest
We offer interest-free financial support to help our clients achieve their goals without the stress of accumulating extra costs. Our commitment is to empower individuals and businesses by providing accessible financial solutions tailored to their unique needs. By eliminating interest charges, we ensure that clients can focus on their aspirations and investments without the burden of mounting financial obligations. Whether it's expanding a business, funding a personal project, or overcoming financial challenges, our interest-free model enables clients to pursue their ambitions with confidence and peace of mind. We believe in fostering growth and success through ethical and transparent financial support.
Easiest Loan Process
Our loans are designed to provide you with the easiest and most hassle-free borrowing experience. We pride ourselves on offering a seamless process that ensures your needs are met quickly and efficiently. Transparency is at the heart of everything we do, so you can trust that there are no hidden fees or surprises along the way. From the moment you apply, you’ll have a clear understanding of every step, ensuring peace of mind and confidence in your financial decisions. With us, you’re not just getting a loan; you’re gaining a partner committed to your financial well-being and trust.
Adaptable and Convenient
We provide tailored repayment plans designed to fit your unique financial situation, making it easier for you to manage your obligations. Our application process is simple, efficient, and accessible both online and in-person, giving you the flexibility to apply in a way that suits your convenience. Whether you're seeking immediate assistance or planning ahead, our solutions are built to offer the support you need, precisely when you need it most. With a focus on customer satisfaction, we aim to make the process stress-free, ensuring you can focus on achieving your financial goals with confidence and ease.
Our Value
Akhuwat Foundation Financing
If you’re considering applying for a loan from the Akhuwat Foundation, you’re in the right place. With a convenient online application process, you can apply for loans ranging from Rs. 50,000 to Rs. 5,000,000 from the comfort of your home. Akhuwat Foundation offers five loan categories to meet diverse needs: Personal, Student, Wedding, Business, and Car Loans. In 2024, Akhuwat Foundation reintroduced its interest-free home loan program. Loan amounts between Rs. 50,000 and Rs. 5,000,000 are completely interest-free, while loans exceeding this limit carry a minimal interest rate of 0.001%, which may increase to 0.002% under the home loan scheme. To be eligible, applicants must be Pakistani citizens aged 24 to 70, live below the poverty line (with a poverty score below 30), and present a viable business plan. Set to launch in 30 days, the program guarantees no fees or payments are required before signing the loan agreement.
Services
Why Choose an Akhuwat Loan?
Akhuwat Foundation is a unique loan provider in Pakistan, offering ethical, interest-free loans (Qarz-e-Hasna) to support those in need. Unlike traditional banks, Akhuwat prioritizes social welfare over profit, providing loans for purposes such as business, education, and healthcare without hidden fees or processing charges. Applications can be conveniently submitted online or in person at local branches, reflecting their community-focused approach. Committed to reducing poverty, Akhuwat aims to deliver accessible, transparent, and cost-free financial assistance to empower individuals and foster social upliftment.
Help people Get home
14k+
Established Since
2004
What we offer
Our Services Apply Now for a Brighter Future
Akhuwat Personal Loan
Akhuwat Foundation provides personal loans of up to Rs. 2.5 million, with the approved amount determined by factors such as your income, debt-to-income ratio, credit score, and employment status. Applicants must be aged between 24 and 60 to qualify. Loan status can be conveniently tracked on the Akhuwat Foundation website.
Akhuwat Business Loan
Applying for a business loan with Akhuwat is simple and can be done entirely online from your office. These loans are designed to meet short-term financial needs efficiently, with approvals typically granted within hours and minimal documentation required.
Akhuwat Housing Loan
The Akhuwat Foundation in Pakistan offers home loans for purchasing, constructing, or renovating residential properties. With a streamlined application process, Akhuwat Home Loans provide quick financial assistance, making them an excellent choice for individuals in urgent need of funding in Pakistan.
Akhuwat Wedding Loan
Akhuwat Foundation offers wedding loans to help cover all your wedding expenses, ensuring your special day unfolds as you envisioned. You can borrow amounts between PKR 50,000 and PKR 500,000, with flexible repayment terms from 10 to 36 months. These loans are unsecured, meaning no collateral is required, and disbursal is fast—often within 24 hours for existing customers.
Akhuwat Auto Loan
Akhuwat Foundation offers car loans with interest rates starting as low as 1% per annum, providing up to 100% on-road financing to help you purchase your dream vehicle. With flexible loan tenures, you can select a repayment period that best suits your financial situation.
Akhuwat Property Loan
Akhuwat Foundation offers property loans with interest rates starting from just 1% per annum, providing up to 100% financing to help you secure your dream property. With flexible loan tenures, you can choose a repayment period that suits your financial goals.
Akhuwat Education Loan
Akhuwat Foundation offers education loans with interest rates starting at just 1% per annum, providing up to 100% financing to ensure your children can access quality education. With flexible loan tenures, you can select a repayment period that fits your financial situation.
Akhuwat Personal Loan
Akhuwat Foundation provides personal loans of up to Rs. 2.5 million, with the approved amount determined by factors such as your income, debt-to-income ratio, credit score, and employment status. Applicants must be aged between 24 and 60 to qualify. Loan status can be conveniently tracked on the Akhuwat Foundation website.
Akhuwat Business Loan
Applying for a business loan with Akhuwat is simple and can be done entirely online from your office. These loans are designed to meet short-term financial needs efficiently, with approvals typically granted within hours and minimal documentation required.
Akhuwat Housing Loan
The Akhuwat Foundation in Pakistan offers home loans for purchasing, constructing, or renovating residential properties. With a streamlined application process, Akhuwat Home Loans provide quick financial assistance, making them an excellent choice for individuals in urgent need of funding in Pakistan.
Akhuwat Wedding Loan
Akhuwat Foundation offers wedding loans to help cover all your wedding expenses, ensuring your special day unfolds as you envisioned. You can borrow amounts between PKR 50,000 and PKR 500,000, with flexible repayment terms from 10 to 36 months. These loans are unsecured, meaning no collateral is required, and disbursal is fast—often within 24 hours for existing customers.
Akhuwat Auto Loan
Akhuwat Foundation offers car loans with interest rates starting as low as 1% per annum, providing up to 100% on-road financing to help you purchase your dream vehicle. With flexible loan tenures, you can select a repayment period that best suits your financial situation.
Akhuwat Property Loan
Akhuwat Foundation offers property loans with interest rates starting from just 1% per annum, providing up to 100% financing to help you secure your dream property. With flexible loan tenures, you can choose a repayment period that suits your financial goals.
Akhuwat Education Loan
Akhuwat Foundation offers education loans with interest rates starting at just 1% per annum, providing up to 100% financing to ensure your children can access quality education. With flexible loan tenures, you can select a repayment period that fits your financial situation.
What we offer in student loan?
At Akhuwat Foundation, we provide interest-free student loans to make education accessible for underprivileged students. These loans cover tuition fees, books, and other essential materials, allowing students to focus on their studies without financial worries. Our program prioritizes individuals facing financial hardships but showing a strong commitment to academic achievement. Beyond financial aid, Akhuwat Foundation offers counseling and mentorship to guide students throughout their educational journey. This additional support ensures that students have the tools and knowledge needed to thrive academically and professionally. By investing in their futures, we aim to break the cycle of poverty and empower the next generation to create positive societal and economic change.
Client Feedback
"Akhuwat helped me start a business with their interest-free loan. They restore dignity and hope"
Dawar
"Thanks to Akhuwat’s education program, I’m the first graduate in my family. Truly life-changing!"
Nadeem
"Akhuwat’s initiatives build equality and compassion. It’s inspiring to see lives transformed."
Wasil